You can save a ton of your living expense by taking advantage of the Metro-North commuter railroad which runs all the way up into the Hudson Valley, into Dutche

You can save a ton of your living expense by taking advantage of the Metro-North commuter railroad which runs all the way up into the Hudson Valley, into Dutchess county where it's far cheaper to live. At the expense of an hour's commute each way to the city. Google Beacon, NY which has a train station about an hour from the city by train if you're interrested in saving money this way.