I think that's an over-simplification - "this issue" is not just about funding; it's also about costs. Ultimately costs have to come down - if costs come down,

I think that's an over-simplification - "this issue" is not just about funding; it's also about costs. Ultimately costs have to come down - if costs come down, then so much of this is not an issue (or at least goes back to being what it was in the 80s and 90s).