I agree with you. I like what Dave Ramsey is doing in this area. I just don't want to make a blanket statement that they made their choice so be it. I would lo

I agree with you. I like what Dave Ramsey is doing in this area. I just don't want to make a blanket statement that they made their choice so be it. I would love to know how many of these students sit down with their career councilors at school. Even if they do, how many of these councilors actually give proper advice versus just saying "great idea, go to that school for your liberal arts degree, here's the student loans you need to fill out, don't worry about the $80,000 tuition, the loans will cover you." I think that you are right that the real discussion should be how do we change the culture so that the right "social pressure" is there to allow someone to reject going overreaching with their school choice.