> "Whatever happened to personal responsibility?" Nothing. But we've long since drawn a line between reasonable expectations of responsibility and being the v

> "Whatever happened to personal responsibility?" Nothing. But we've long since drawn a line between reasonable expectations of responsibility and being the victim of fraud, deception, etc. One can certainly argue that college loans haven't crossed that line. But society as a whole has rather moved past arguing whether or not the line ought to exist and whether or not we're all better off for having drawn it.