I'm an engineer at Braintree. The way I see it when you compare Braintree and Stripe in the UK: - Stripe has instant signup. Braintree does not (yet). You have

I'm an engineer at Braintree. The way I see it when you compare Braintree and Stripe in the UK: - Stripe has instant signup. Braintree does not (yet). You have to send us a few documents; the signup process takes a few days. - Stripe multicurrency support is limited to USD, EUR, and GBP. Braintree can accept payments in 130 currencies and settle in the following currencies: AUD - Australian dollar CAD - Canadian dollar DKK - Danish krone CHF - Switzerland francs EUR - European Union euro GBP - British pound HKD - Hong Kong dollar JPY - Japanese yen NOK - Norwegian krone NZD - New Zealand dollar SEK - Swedish krona USD - US dollar ZAR - South African rand Being able to settle in DKK, CHF, NOK or SEK might make a big difference to merchants with large customer bases in Northern Europe. - Stripe charges a 2% currency conversion fee if you settle in a different currency than you present. Braintree does not. - The pricing structures are different. Stripe charges 2.4% + 20p per charge; Braintree charges on an interchange plus model: IC + 0.9% + 10p, with a 100 GBP monthly minimum. Finally, of course, our products are different as well. Braintree.js and Stripe.js don't work the same way, and our APIs have different capabilities.