That's true. Other things like convictions for drug use/dealing that make you ineligible for student loans, felony assault convictions that your dad couldn't hi

That's true. Other things like convictions for drug use/dealing that make you ineligible for student loans, felony assault convictions that your dad couldn't hire a good lawyer to fend off, etc, also seriously decrease the chances for a poor kid with the same 'rule-breaking' attitude to end up in the same place.