> How do they know you performed physical activity -- they issue you a pedometer or allow you to connect your Garmin/MapMyFitness/Fitbit/MyFitnessPal/etc accoun

> How do they know you performed physical activity -- they issue you a pedometer or allow you to connect your Garmin/MapMyFitness/Fitbit/MyFitnessPal/etc account to the program. It's brilliant, and the $0-75/mo employees can save on insurance is a strong motivator I don't like it, and would not participate. Why should someone who is fit and healthy have to carry a tracking chip to avoid a $75/mo fee? Aside from the privacy concern, anyone with 5 minutes to devote to the problem can beat the system.