Cost-of-living varies greatly, and in some areas 80K/year may really not be different than 40k/year elsewhere. Unfortunately, what I have come to realize is th

Cost-of-living varies greatly, and in some areas 80K/year may really not be different than 40k/year elsewhere. Unfortunately, what I have come to realize is that it is getting harder and harder to be under a certain threshold, and in a large part that is driven by the outrageous health care/insurance costs in the U.S..