To eliminate the problem of end of life heroics would it be possible to add something to Medicare like you get x dollars you can leave to your family if you for

To eliminate the problem of end of life heroics would it be possible to add something to Medicare like you get x dollars you can leave to your family if you forgo the heroics. Where x is day 10% of the cost of the heroics? Then people have an incentive to save money but death panels aren't needed. Of course this is assuming the heroics rarely work.