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That's great for you, obviously you have no documented chronic health conditions that would exclude you entirely from private insurance. Unfortunately for me,
by j2d3 13y ago
That's great for you, obviously you have no documented chronic health conditions that would exclude you entirely from private insurance. Unfortunately for me, I do, and am considered uninsurable as am individual, leaving only employer sponsored group coverage as a viable option until next year.
- mathgladiator 13y agoThe really crazy thing is how hard it is to not to eventually have a chronic health condition given the typical american diet.
- tarikjn 13y agoI agree, and when making the conscious decision to get a entry-level private insurance, I made the calculation that what I save on a lower price insurance I could use to spend more on healthier food, in addition of me being physically active, and in my 20's, which makes me a lower risk profile and try to take advantage of it. I also realize that as I get older, I will probably need to set more aside for health-related coverage.
- tarikjn 13y agoI actually do have a minor chronic condition, causing inflammation of my sinuses and a subsequent poor sleep/fatigue. I can permanently cure it by opting for a nasal surgery which my private insurance is willing to pay most of the cost. Until then, I treat it with a nasal corticoid, one flask cost $150 in the US, $45 with the drugs copay I had on my first job, but only 25 euros shelf price in France, I just refill when I visit (I use about 5 flasks a year). I definitely agree that the PPACA provision easing coverage for those with a pre-existing condition it a good thing.