Yes, I'd say it's a huge one, particularly if you have or are planning to start/extend a family. I'd be overjoyed my coverage as a "self-employed" contractor we

Yes, I'd say it's a huge one, particularly if you have or are planning to start/extend a family. I'd be overjoyed my coverage as a "self-employed" contractor were nearly as straightforward and affordable as it was in my FTE days.