Depending upon what category you're looking at. For us folks that are close to retirement than a 20 year old, it does say to save near 50%. My current 8% is wha

Depending upon what category you're looking at. For us folks that are close to retirement than a 20 year old, it does say to save near 50%. My current 8% is what I can max at, and thus my calculation of working another 100 years based upon x times my salary.