If you're planning long term then current interest rates don't matter as much. I think they should also stress the costs of investing and not just a "rise in st

If you're planning long term then current interest rates don't matter as much. I think they should also stress the costs of investing and not just a "rise in stock price", they are many places you can make or lose money if you're not careful and in the long run .08% is a big deal.