Lending someone the money to buy X, where your collateral is X is quite different from assigning a several hundred thousand dollar charge to the cancellation of

Lending someone the money to buy X, where your collateral is X is quite different from assigning a several hundred thousand dollar charge to the cancellation of a credit card. If you honestly don't think that's the case then I don't really know how to continue. In the UK, if bank fees are excessive we can take it to the Financial Ombudsman service. There is supposed to be a level of fairness. > but I still hope the man wins. I don't. If he did, then it would make it ok for the bank to do exactly the same thing.