4 ms·
The bank sends you an agreement that you did not ask for. Why would it be different for the customer to send back a signed contract the bank did not ask for? C
by jvdh 13y ago
The bank sends you an agreement that you did not ask for. Why would it be different for the customer to send back a signed contract the bank did not ask for?
Customers are always cautioned to read the fine print. I would not know why this would not be valid advice for banks (or any other business) as well.
- brazzy 13y agoBecause the bank can reasonably expect to be sent back the contract they sent out, not an altered copy, unless they are specifically told that there are changes. If the guy sent his altered contract with a cover letter that mentions changes (which the bank ignored), he may have a case. Otherwise it's clearly deceptive.
- gritzko 13y agoBecause a hare shouldn't bite a wolf. That's against established business practices and customs.
- mcguire 13y agoWeirdly, there's this paragraph: "Alexeev then sent his updated agreement to the bank, and shortly thereafter received the bank's signed and certified copy, as well as a credit card." It's been a while since I signed up for a new credit card, but I don't recall getting back anything "signed and certified." Terms and what-not, sure, but that sounds like the bank sent back his (updated) contract. Apparently, I've gotten more houses than credit cards, because that's exactly how you handle contract negotiations there.