I am not sure if there is any advantage at all of using a debit card over a credit card. Bottom line is that debit card fraud comes straight from your bank acc

I am not sure if there is any advantage at all of using a debit card over a credit card. Bottom line is that debit card fraud comes straight from your bank account and can cause problems with other payments etc. These days it is not possible to escape fraud even if you are very vigilant. You cannot assure that merchants are handling this data properly. For this reason I specifically requested that Chase stop sending me debit cards as my ATM card, and now I have a plain blue card that just says "ATM card" If you have a credit card use that and pay it off every month, far easier and safer.