The only reason I suspect its not a big problem is neither political party seem to be whining about it. Perhaps the boom economy over the last few years has hi

The only reason I suspect its not a big problem is neither political party seem to be whining about it. Perhaps the boom economy over the last few years has hidden the problem. Graduates from IT/Engineering/Geology had a very good chance of skyrocketing into a top income bracket after only 1-2 years on the job. In terms of NPV this accelerated repayment makes the pool of money larger. And vice versa in a slow economy. I'm quite certain the previous generation didn't see their income climb so fast relative to their years of experience.