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Don't use a debit cards. I destroyed most of my debit cards and the rest is locked away. I carry an ATM card (no expiration also, I had to request it from Chas
by free652 13y ago
Don't use a debit cards.
I destroyed most of my debit cards and the rest is locked away. I carry an ATM card (no expiration also, I had to request it from Chase to replace the debit card) and few credit cards. With a credit card I can charge back any transaction up to 180 days later.
- claudius 13y agoAre you not allowed to charge back debit card transactions? Granted, it’s only 6 weeks for me, but not being able to do that at all rather surprises me.
- specialp 13y agoI am not sure if there is any advantage at all of using a debit card over a credit card. Bottom line is that debit card fraud comes straight from your bank account and can cause problems with other payments etc. These days it is not possible to escape fraud even if you are very vigilant. You cannot assure that merchants are handling this data properly. For this reason I specifically requested that Chase stop sending me debit cards as my ATM card, and now I have a plain blue card that just says "ATM card" If you have a credit card use that and pay it off every month, far easier and safer.