My parents didn't help me either, but I had absolutely no problem with tuition. And it wasn't because I paid it off after every semester. Why not just take ou

My parents didn't help me either, but I had absolutely no problem with tuition. And it wasn't because I paid it off after every semester. Why not just take out loans and go to a state school? I went to a good engineering state school in New York and many of my classmates got excellent jobs after that. The tuition is only $5k per year. Total tuition and other expenses can be easily paid off within a couple of years with an engineering job. The interest rate is only like 5% for people with OK credit. Regarding credit cards: It definitely does not make sense to use credit cards to pay for tuition, because the APR is very high compared to student loans. Edit: Regarding the amount you can take out in private loans: Discover lets you take out like 50k per semeseter. This is way more than enough.