Interesting thought experiment, but I think the case can be made that the software industry has already dealt with this. 1. Matlab and other expensive per-seat

Interesting thought experiment, but I think the case can be made that the software industry has already dealt with this. 1. Matlab and other expensive per-seat licenses are indeed shared, and there are license managers available 2. Other SAAS services are priced cheaply enough that it's not worth sharing vs. having it private 3. SAAS services are often customized enough to the individual that the utility of sharing them isn't that high 4. People already do share logins all the time within businesses and there are now services (like Meldium) that are set up to productize this So actually it's an interesting thought experiment, but perhaps cuts in the opposite direction.