How would you guys construct some sort of insurance policy or other damaged gear policy that would put your minds at ease? As I mentioned in other comments, the

How would you guys construct some sort of insurance policy or other damaged gear policy that would put your minds at ease? As I mentioned in other comments, the current policy is for CameraLends to replace the gear if the owner has a problem with it. What kind of policy would be fairly priced yet give the assurances you want? Feel free to email adam@cameralends.com.