As long as I don't overspend having a buffer of extra cash means I can take advantage of deals... You've hit the nail on the head with how the rich can get ric

As long as I don't overspend having a buffer of extra cash means I can take advantage of deals... You've hit the nail on the head with how the rich can get richer (or conversely, how low cash can make you have less cash). If you have spare cash you can buy things that you need when they are cheap, you can buy in bulk and get economies of scale. It's similar to the "Samuel Vimes 'Boots' theory of socioeconomic unfairness." http://www.goodreads.com/quotes/72745-the-reason-that-the-rich-were-so-rich-vimes-reasoned http://www.goodreads.com/quotes/72745-the-reason-that-the-ri...