4 ms·Before financial independence: 95%. After financial independence: 20%.by Zarathu 17y agoBefore financial independence: 95%. After financial independence: 20%.dkokelley 17y agoIs that a planned breakdown of your time once you reach financial independence, or actual data from your life? If so, congrats on the independence.spkthed 17y agoDave Ramsey plan?themanual 17y agothanks. but how do you define "financial independence"??