Anyone who claims they can't afford to be charitable should be on the receiving end of it. You can be charitable with time or money. There is an infamous quote:

Anyone who claims they can't afford to be charitable should be on the receiving end of it. You can be charitable with time or money. There is an infamous quote: "A man who, beyond the age of 26, finds himself on a bus can count himself as a failure." At a certain point, you don't get special treatment if you came up poor. I know a guy who has been to jail a couple of times, never finished university and still makes six figures.