Very well done article. One of the best sum up points: "A usable and secure password is then not a complex one. It is one that you can remember - a simple pass

Very well done article. One of the best sum up points: "A usable and secure password is then not a complex one. It is one that you can remember - a simple password using 3+ words." I've used that sometimes, and it works well; though I also happen to be someone who can memorize random strings of punctuation and gibberish, which I prefer. :)