I kinda get your point, but your analysis as far as capitalism/greed etc seems more ideological than logically rational. The problem as you state it isn't insur

I kinda get your point, but your analysis as far as capitalism/greed etc seems more ideological than logically rational. The problem as you state it isn't insurance, its the inelasticity of health insurance. Simply put a significant amount of people will pay as much as they can get their hands on for even a marginally improved outcome if their life is on the line. Conversely very few people will refuse life saving treatment based on price, IF they can somehow get their hands on the necessary money, even if they feel it is a 'rip off'. Your stated areas where american healthcare is efficient are optional, cosmetic surgey, lasik etc... Not to say insurance doesnt play a part, just saying you havent presented a solid logical arguement.