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You don't have a credit card?
by applecore 13y ago
You don't have a credit card?
- tsotha 13y agoI do, but if someone starts using my credit card number the bank is on the hook for whatever they spend, provided I contact the bank as soon as I know it's happening. Yeah, it's still a hassle, but it's mostly just me telling the bank "No, I didn't authorize that charge and I'm not paying for it." This is not true when someone breaks into my account and spends my savings. Legally the bank isn't obligated to replace the money even if the problem was on their end. I understand they normally do (normally), but even if they do it can take years to get my money back.