No. De-incentivize the lender. Create better exit situations for the borrower there by making such activity extremely unattractive for the lender. Spend tax d

No. De-incentivize the lender. Create better exit situations for the borrower there by making such activity extremely unattractive for the lender. Spend tax dollars educating and discouraging the borrower. This is valid because such conditions hurt the nation in the long run.