Yeah, the company that I worked at went from PPO to HDHP in 2008. I guess somehow Obamacare caused that too, despite the fact that Bush was still President. Oh

Yeah, the company that I worked at went from PPO to HDHP in 2008. I guess somehow Obamacare caused that too, despite the fact that Bush was still President. Oh wait, nevermind. My employer was just trying to save themselves money by transferring the 10% per year inflation of health care cost to its employees. It just so happens that every other company that did the same thing in 2009/2010 was able to scapegoat Obamacare for saving themselves money with a move that was always going to be unpopular with employees. HDHPs were always cheaper for employers than PPOs. Its just that making the shift is hard for a company, because it pisses employees off, and some leave. Many, many companies made the shift when they were able to transfer blame onto a little understood, complex law, despite the fact that the real driver for them doing so was double digit health premium inflation, year after year.