Side note: I've been able to harness my natural tendency to procrastinate to be more frugal and avoid impulse buys. Whenever I'm at a store and see something th

Side note: I've been able to harness my natural tendency to procrastinate to be more frugal and avoid impulse buys. Whenever I'm at a store and see something that I don't really need but am tempted to buy, I just deflect the intent by thinking "ok, I'll just buy it later." It's fairly easy to put buying stuff off, because it's sort of a pain (standing in line at the register, etc...) Typically, I generally just forget about whatever it was I wanted and so I avoid the purchase altogether. If I do find myself obsessing over it later (rare) then it's probably something I really wanted and I'll eventually go back and get it. This mainly works with stuff that's in the "I don't really want it but would be tempted to buy it" category.