It would not take years. Practicing frugality and taking every last dollar would help the problem. He's got like 7k worth of credit card debt, which could be p

It would not take years. Practicing frugality and taking every last dollar would help the problem. He's got like 7k worth of credit card debt, which could be paid off in as little as 6 months if he really busted his ass delivering pizza at night. This is assuming he pulls in roughly 250 a week in tips and wages. and continues paying his 300 a month towards the credit card. Continuing, once the CC is paid off he will take that pizza delivery money and the 300 he has been paying and "snowball" that into the pay off of student loans. Listen to Dave ramsey's show and it's amazing some people pay upward to 45k in debt off in a matter of 18 months on a 24k salary. It's entirely possible if you have determination, but I don't think this guy does.