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Yes, he's whining. But the undertone seems to be that he is crushed by debt to the point his life feels worthless. Therefore instead of spending those years onl
by rdj 17y ago
Yes, he's whining. But the undertone seems to be that he is crushed by debt to the point his life feels worthless. Therefore instead of spending those years only to accumulate debt, he is feeling he could have done just as well sitting in prison, for free.
I think the bigger issue is that people assume going to college leads to getting a job which leads to making more money. In this case, the whiner is stuck because the formula failed for him.
If we could somehow flip the conventional thinking into, going to college leads to building a solid foundation of perseverance and problem solving which can then be applied and traded for something you value, then things would be different. The whiner would then have a new formula which is observe the situation, solve the problem using a vast array of possible solutions and trade for something of value.
The problem in this case.. he can't seem to figure out how to get out of a warehousing job in a down market.
Sad.
- phn1x 17y agonot for nothing, but if he's crushed by debt why is he only working a warehouse job. Deliver pizza or work a second job, use that extra income to rapidly pay down the debt.
- rdj 17y agoBecause he is applying formula #1: go to college -> get A job -> make money Nowhere in there does it say he can get more than one job, start a side business, etc. He's stuck using a broken ideology, but that is apparently all he was taught during those years in college. Poor soul just doesn't know any better. But you are leaning towards a more logical, reasoned formula. Formula #2.
- marcusbooster 17y agoWorking at a warehouse and delivering pizza to pay off $35,200 would take years, and effectively make his degree worthless by the time he finished. Declare bankruptcy, bootstrap your own biz, and wait out the next 7 years and he'll be good to go.
- phn1x 17y agoIt would not take years. Practicing frugality and taking every last dollar would help the problem. He's got like 7k worth of credit card debt, which could be paid off in as little as 6 months if he really busted his ass delivering pizza at night. This is assuming he pulls in roughly 250 a week in tips and wages. and continues paying his 300 a month towards the credit card. Continuing, once the CC is paid off he will take that pizza delivery money and the 300 he has been paying and "snowball" that into the pay off of student loans. Listen to Dave ramsey's show and it's amazing some people pay upward to 45k in debt off in a matter of 18 months on a 24k salary. It's entirely possible if you have determination, but I don't think this guy does.
- ibsulon 17y agoRight now, it's even hard to get a pizza delivery job. An acquaintance of mine has been searching for an engineering (not programming) job for months out of college and was excited to get a paper boy job. (He's okay financially due to an understanding fiance, but worried that he will never end up in the field.)
- ajju 17y agoIt is amazing what a contradictory situation the United States has landed itself in when it comes to college education. One the one hand, I can attest first hand to how amazing the college level educational system is here compared to other countries. On the other hand, the US is probably the only country where you have to incur 10-20 years worth of debt to get an education! Maybe the tuition component of college expenses can be justified: you get a world class education, you pay a high price for it. But the textbook prices are just insane. If Wiley can make a profit selling a book for $10 in Asia, how is a $150 US price on the same textbook reasonable?