Actually I am in the same position you are in. I think the best way to tackle this problem is to see if you can come up with a minimum viable product(MVP as the

Actually I am in the same position you are in. I think the best way to tackle this problem is to see if you can come up with a minimum viable product(MVP as they say) to validate your idea. You can do it either by developing yourself or hiring a programmer(Of course you have spend some money on it). If you see the product idea works and you have some traction, then you can always raise a bit of seed funding and hire some coders to do the development work. But I think product/software design is only half of the battle. The other half is to find customers, convincing them to try your product and ultimately make them to pay for it.