Index. All index, all the time, all in. When your horizon is 30 or 40 years, anything else loses money: http://financeandinvestments.blogspot.com/2012/06/histo

Index. All index, all the time, all in. When your horizon is 30 or 40 years, anything else loses money: http://financeandinvestments.blogspot.com/2012/06/historical-annual-returns-for-s-500.html http://financeandinvestments.blogspot.com/2012/06/historical...