Sure, but I assumed oijaf888 was talking about marginal rates on income, which affect whether you want your marginal dollar to be salary or investment income.

Sure, but I assumed oijaf888 was talking about marginal rates on income, which affect whether you want your marginal dollar to be salary or investment income. If we start talking about overall rates, there is no plausible way at all to claim that "most people" pay an overall Federal rate higher than 15%.