> What you don't want is the $10,000 bill if they send a helicopter out. If you frequently find yourself in locations where a heli may be needed you may want t

> What you don't want is the $10,000 bill if they send a helicopter out. If you frequently find yourself in locations where a heli may be needed you may want to invest in a membership with your hospital or regional network (in the northwest US (ID, OR, WA) there is the life flight network, $60 a year covers any costs that your insurance don't pay).