Yes, there is a separate portion of the Jobs Act that deals with crowdfunding and non-accredited investors. That is an entirely different can of worms, but the

Yes, there is a separate portion of the Jobs Act that deals with crowdfunding and non-accredited investors. That is an entirely different can of worms, but there too, I think there is a general overestimation of how easy it will be for the average small business or startup to raise capital.