It's regret limitation. You can always buy things whenever, but if you want to see your kids grow up and not be too old to play then you NEED to have the kid i

It's regret limitation. You can always buy things whenever, but if you want to see your kids grow up and not be too old to play then you NEED to have the kid in your 30's at the latest. Once you pass that point you can never go back. You're not gonna live forever and you will change your opinions regularly throughout life. Using your time wisely, and investing in a solid future is the 'safe' regret minimising strategy.