Not to defend Barclays (especially if there are other banks which offer better terms), but I'm willing to bet that online businesses (especially new ones) see h

Not to defend Barclays (especially if there are other banks which offer better terms), but I'm willing to bet that online businesses (especially new ones) see higher rates of fraud than brick and mortar. If nothing else, carders trying out stolen CC numbers will do so on online transactions. Not to mention the whole affiliate network world.