This depends a lot on the particulars of the individual subscription agreement. But in most cases, you owe for the services once the new subscription period sta

This depends a lot on the particulars of the individual subscription agreement. But in most cases, you owe for the services once the new subscription period starts, not when payment is received. (In most cases, your card company actually pays long after the services are rendered (30-60 days), anyway.) You're saying this is a service you don't want, but it's unclear how the provider is supposed to guess that. You signed up for it, you haven't cancelled it, and now they're going to provide it and then seek payment for it. The failure to cancel is on you, not the provider. Even if you cancelled the card outright, in most good ToS, they'd still have a right to bill you directly for the service if you don't cancel. Let's say I run a gym and you're a signed up member. If a new month starts, and you've got an active account, even if your card expires I'm still going to bill you for the month unless you come and tell me you want to cancel your membership. The two things are unrelated.