nice idea but this service would be vulnerable to abuse via false reports. there should also be a simple way to verify the correctness of the reports to realize

nice idea but this service would be vulnerable to abuse via false reports. there should also be a simple way to verify the correctness of the reports to realize this idea. users can be given ID numbers regarding their stolen/lost accounts from the actual provider of that account where this ID number is is provided from a central application. so this boils down to persuading actual firms to cooperate. this would require lots of effort imo