I think the author was pretty clear that those lucky enough to have money are not the audience for the article. They're not the ones who will be stuck with a $

I think the author was pretty clear that those lucky enough to have money are not the audience for the article. They're not the ones who will be stuck with a $250k debt. If you don't have to worry about money then by all means go to art school, or do whatever you want to challenge yourself.