If elderly without a family is not more than 2-3% of the population, I don't think it's anything that charities wouldn't be able to do. And that is assuming pe

If elderly without a family is not more than 2-3% of the population, I don't think it's anything that charities wouldn't be able to do. And that is assuming people are completely irresponsible and don't save during their lifetime. Pensions is just that, but with a middleman.