Isn't the purpose of a legal defense fund so that the person doesn't have to use a public defender? They are saying if you can't afford a lawyer, one will be a

Isn't the purpose of a legal defense fund so that the person doesn't have to use a public defender? They are saying if you can't afford a lawyer, one will be appointed for you, and if you can afford a lawyer, then your money will be confiscated and we will use it to pay the lawyer we appointed for you.