As a dependent student, I couldn't get anyone to loan me $60,000. :( As a freshman at 18, they'd only offer me something like $4500 in student loans, and I ende

As a dependent student, I couldn't get anyone to loan me $60,000. :( As a freshman at 18, they'd only offer me something like $4500 in student loans, and I ended up not being able to go since I had no access to enough money to cover a $20,000/year in state public school. As an independent student, the most I can get is something like 13K in federal loans (and maybe a 5K pell grant). I can't get anyone to give me a private loan since I have no collateral, even though I have good credit.