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Are handmade electrical devices generally a defense against homeowners' insurance payout? Reference?
by ISL 13y ago
Are handmade electrical devices generally a defense against homeowners' insurance payout?
Reference?
- dangrossman 13y agoYou'll have to find a copy of a homeowners policy for reference. What you're looking for is a clause that releases the insurer from responsibility in the event of gross negligence on the part of the homeowner; such clauses do exist. To be gross negligence, they'd basically have to show that you knew what you were doing would possibly lead to burning down your house.