RBS in the UK provide an industry-standard XML dump for each of your accounts. There are several online service that will take that file and categorise your tra

RBS in the UK provide an industry-standard XML dump for each of your accounts. There are several online service that will take that file and categorise your transactions and forecast your cashflow for you. https://www.mint.com https://www.mint.com is one such example. I evaluated several a while back, but found them all to be lacking, especially with respect to accurate cashflow[1] and budgeting[2]. I also wasn't very keen for a company to have access to my financial data. I now have a homemade app that uses the XML file to get the info I want out of the transactions and display it how I want. [1] Cashflow was generally not fine-grained enough for me, my account would show as being fine over the month but there would in reality be days where it would be overdrawn. [2] Budgeting was very naive. Budget £200 for groceries, it would budget you £200/days_in_month every day. Not very useful if you do a weekly shop.