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Unfortunately over half of Americans don't realize the current healthcare situation is a problem, and actually believe it's good, because it gives them more fre
by readme 13y ago
Unfortunately over half of Americans don't realize the current healthcare situation is a problem, and actually believe it's good, because it gives them more freedom.
I almost thought that once, but it's really easy to run through the facts:
1. Since the primary purchasers of health insurance are companies, the insurance companies grossly tilt their plans in the direction of companies. Individual plans are lackluster. The individual plans where I live don't even cover mental health services. Not even one.
2. Since companies are fallible, we cannot depend on them to honestly offer insurance to every worker who deserves it. For example, in Massachusetts, there is a mandate for companies with full time employees to provide a health insurance plan: http://www.rawstory.com/rs/2013/03/29/companies-cut-hours-of-full-time-employees-to-avoid-providing-health-care-under-new-rules/ http://www.rawstory.com/rs/2013/03/29/companies-cut-hours-of... naturally, companies schedule for .1 less hours and leave you in the dust.
It seems that this is a total mess. Companies cannot be put in the crossfire of the health insurance debate with these unimplementable laws.
The only reasonable solution is to pay for it with the federal income tax. Competition and free markets are good, but not in this space. Would you like to find out the free market price for an ambulance after you were involuntarily hit by a bus and woke up in an ICU?
We live in a strange land of "freedom"
- VLM 13y ago"The only reasonable solution is to pay for it with the federal income tax." Pay out of property tax. Follow the money and keep the money loop as small as possible to maximize return on investment and minimize accounting losses. 99% of your lifetime medical expenses are going to be at the hospital closest to your home, most likely. Makes closing the loop simple and obvious. If for political reasons you have to go county sales tax to pay for the county hospital, that works too. Much like the most effective way to fund a local school system seems to be local prop tax rather than the feds or the UN or something. "Companies cannot be put in the crossfire of ... with these unimplementable laws." Its never slowed down any other regulation for any other reason in the past, ever, so may as well not start slowing down with health care.
- readme 13y agoProperty tax makes sense, yeah. If that happens my new home is going to have to figure out their property tax situation, though (NH property tax is one of the highest)
- Florin_Andrei 13y ago> We live in a strange land of "freedom" It's an empty word at this point. Freedom from what?