I'm totally generalizing here but I often find that young entrepreneurs, especially those living in or wanting to move into the valley, lack the financial aptit

I'm totally generalizing here but I often find that young entrepreneurs, especially those living in or wanting to move into the valley, lack the financial aptitude that it takes to run a profitable business. You also have the engineers moving there that harbor much of the same mentality. This has always puzzled me. It's certainly not the salary as many cities around the country pay more in terms of the relative cost of living. My only thought is that it must be the companies that are headquartered there; which in turn takes a severe lack of financial foresight from said engineer. It's almost like these people don't know how to balance a check book, or rather, they don't care to.