"That’s what they did, and it’s what I’d do too, and I have standardized tests to prove that I’m at least not an idiot. But everyone in the tech industry just a

"That’s what they did, and it’s what I’d do too, and I have standardized tests to prove that I’m at least not an idiot. But everyone in the tech industry just assumes they’re stupid and they don’t get it." Well, as you say, the alternative is that they're knowingly using the legal system to bully people into bankruptcy to stave off having to actually produce value for the money they're getting. We may hope that they're ignorant or stupid, because the alternative is worse.